A Direct Consolidation Loan that includes parent PLUS loans only qualifies for the least generous income-driven repayment plan, ICR (see above).
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You can often qualify to borrow money at a significantly lower interest rate if you have a healthy income and credit history.
If you’re interested in transferring the loan to your child, keep in mind that your child must qualify for refinancing with the lender you choose to refinance with.
Huffington Post Reader Question Dear Steve, I have 3 daughters and have borrowed heavily using PLUS loans to finance their education.
I see a lot of things available to students who have borrowed.
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